Debt, Savings


Interest rates are falling – what does that mean to YOU?

The Bank of Canada recently cut the key rate to 0.75% - but that's nothing to Denmark and Switzerland, where the key rate is actually negative(!) (that's right - you can buy a $1000 bond now, and be guaranteed that at the end of its term you will only get $990 back - at some point it makes more sense to keep your money in a shoebox under your bed!)So, what does that mean to YOU?

Choices, Financial Management


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Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us. We ask ourselves, ‘Who am I to be brilliant, gorgeous, talented, fabulous?’ Actually, who are you not to be?

— Marianne Williamson

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